Credit Health Passport
Find your stage
Answer five questions and receive three practical actions.
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Preparing My DueSmart…
My DueSmart
One sign in. Your Tracker and your Credit Workspace in one place.
Step 1, the Tracker, helps you pay on time and keep your balances low. Step 2, the Credit Workspace, helps you check your reports for mistakes and watch your score month by month.
Step 1: Tracker→Step 2: Credit Workspace→Courses
- See what needs attention today
- Open your Tracker and your Credit Workspace
- Keep your courses in step on every device
- One secure sign in for everything
Member sign in
Open My DueSmart
Use the email and access code connected to your Duesmart purchase.
One Duesmart Login Active
My DueSmart
Today, Member.
Your Tracker, your Credit Workspace, your courses and your voice help, in one place.
01
Your next move
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Your connected journey
Learn, ask and execute from one place.
● Automatic lesson sync
Open full Passport →
Stage 1
Foundation
Replace confusion with clarity about banking, credit and the language of money.
0 of 7 lessons complete
Updates automatically when you complete a lesson.
Stage 2
Repair
Audit reports, correct genuine errors, rebuild habits and protect progress.
0 of 12 lessons complete
Updates automatically when you complete a lesson.
Stage 3
Growth
Build utilization discipline, profile strength and funding readiness.
0 of 8 lessons complete
Updates automatically when you complete a lesson.
Verified learning achievements
Your Duesmart Certificates
Complete every lesson in a stage to unlock a shareable, verifiable certificate. Certificates confirm course completion, not a score, deletion, approval, or funding outcome.
Foundation Certificate
Complete all 7 lessons to unlock.
Repair Certificate
Complete all 12 lessons to unlock.
Growth Certificate
Complete all 8 lessons to unlock.
Have a Duesmart learning story?Share what you understood, changed, or put into action. Publication always requires your consent and owner approval.
Share My Story
Across every stage
Your Tracker
Turn course knowledge into monthly action without connecting a bank account.
0Accounts tracked
0Need attention
Not setSaved utilization
Next payment dueAdd an account
Next statement closeAdd a card
Voice help in 4 languages
Talk to Duesmart
Ask about your stage, compare courses or turn your next lesson into a Tracker action.
ENESFRPTHT text
Do not share bank passwords, full card numbers, CVV or PIN.
My DueSmart organizes education, voice help and your saved Tracker dates, with a direct path to Simple Finance for everyday money tasks. It is not a credit score, credit report, lending decision, financial advice or a guarantee of results.